Expert Legal and Advisory Services in Monaco

Expert Legal and Advisory Services in Monaco by Tempest

At Tempest, we pride ourselves on delivering unparalleled legal and advisory services to a diverse clientele in Monaco, including Single and Multi-Family Offices, financial institutions, corporations, advisers, entrepreneurs, and private individuals. Our expertise spans a broad spectrum of practice areas, ensuring comprehensive support tailored to the unique needs of each client.

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A Multifaceted Approach to Legal Excellence

Our team of seasoned legal advisers excels in corporate law, banking and finance, private client services, regulatory compliance, and beyond. We are also renowned for our proficiency in specialised fields such as insurance, data protection, intellectual property, wills, trusts, estate planning, private international law, and Monaco residency matters.

Regulatory, Banking, and Finance: Navigating Complex Landscapes

Tempest boasts a formidable reputation in guiding financial institutions through the intricate regulatory frameworks of Monaco and Europe. Our partner, Nathalie Tanzi, brings a wealth of experience from her tenure at the French Financial Securities Commission and her nine years with Monaco’s Direction du Budget et du Trésor and the Commission de Contrôle des Activités Financières. Her deep regulatory insight empowers us to provide exceptional counsel on Monaco law to clients across the financial services sector.

Our Regulatory, Banking, and Finance Services Include:

• Navigating banking, financial services, and insurance regulations.
• Preparing and submitting authorisation files to relevant authorities.
• Advising on restructuring banking and finance entities in Monaco.
• Facilitating interactions with key regulators such as the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), the Monegasque Commission de Contrôle des Activités Financières (CCAF), and others.
• Supporting the marketing of banking and financial products.
• Ensuring compliance with European Directives like CRD IV, MiFID, and EMIR.
• Assisting with director and manager nominations, contracts, legal opinions, and outsourcing arrangements.
• Establishing Monaco investment funds, custodianship, and managing corporate mergers and acquisitions.

Corporate Law and Mergers & Acquisitions: Strategic Guidance for Success

Our legal advisers bring decades of experience in Monaco’s corporate landscape, offering both day-to-day legal support and strategic counsel. We are particularly noted for our expertise in mergers, acquisitions, and business restructurings within and around the Principality.

Corporate and M&A Services for Diverse Sectors:

• Assisting entrepreneurs and corporations at all stages of growth across various industries.
• Setting up regulated and non-regulated businesses in Monaco.
• Liaising with regulators and professional operators on behalf of clients.
• Advising on entity selection, operational restructuring, and contract drafting in collaboration with notaries and other professionals.
• Supporting the launch of Monaco-based e-commerce and technology ventures, including internet site law and data protection compliance.
• Providing health and safety guidance, internal rules, employee handbooks, and due diligence support.
• Managing capital increases, spin-offs, joint ventures, buyouts, and corporate governance.

Insurance Law: Tailored Solutions for a Regulated Industry

Tempest is uniquely positioned to advise insurers, brokers, and agents on all facets of insurance operations in Monaco. We facilitate compliance with both local and EU regulations and assist European insurance companies in extending their licences to the Principality.

Key Insurance Services Include:

• Preparing and submitting licence extension and authorisation files.
• Reviewing contracts and advising on the roles of Authorised Agents and Fiscal Representatives.
• Addressing Anti-Money Laundering (AML) and Data Protection compliance.
• Offering legal opinions on marketing insurance products and professional indemnity issues.
• Providing training and compliance support for insurance operators.

Training and Compliance: Staying Ahead of Regulatory Demands

With regulatory compliance becoming increasingly complex, Tempest is at the forefront of helping clients navigate these challenges. We offer bespoke training and compliance solutions to businesses, financial institutions, and Family Offices to ensure they remain up-to-date with Monaco law.

Our Compliance and Training Services Cover:

• Ongoing compliance advice and regulatory filings, including AML obligations.
• Tailored compliance training for banks, corporates, and other entities.
• Conducting compliance audits and drafting essential legal documentation.
• Providing pre- and post-audit regulatory guidance.
• Training bank managers on new regulations from the French Banking Authority (ACPR).
• Preparing professionals for certification exams to conduct financial activities in Monaco.
• Offering specialised training in AML, Data Protection, and mediation in collaboration with local authorities like FEDEM (Monaco Employers Federation).

Data Protection and Intellectual Property: Safeguarding Your Assets

As Data Protection laws grow more intricate, compliance with both Monaco’s Commission de Contrôle des Informations Nominatives (CCIN) and EU regulations, such as GDPR, is paramount. Simultaneously, protecting intellectual property is critical for businesses. Our expert advisers provide comprehensive support in both areas.

Data Protection and IP Services Include:

• Ensuring compliance with Monaco and EU Data Protection legislation.
• Drafting procedures, manuals, and legal notices.
• Conducting risk analyses and advising on data collection, protection, and archiving.
• Offering guidance on trademarks, designs, copyright, and image rights.

Family Office Services: Personalised Wealth and Estate Planning

Tempest stands as a leader in advising private clients and families in Monaco, with our partner William Easun widely recognised for his expertise. We specialise in establishing and managing Single and Multi-Family Offices, addressing complex structuring and estate planning needs.

Our Family Office Expertise Includes:

• Integrated advice on establishing and managing Family Offices under Monaco’s evolving regulations.
• Navigating regulatory requirements, including authorisations from the Commission de Contrôle des Activités Financières (CCAF).
• Assisting with estate planning, wills, probate, trusts, and private banking solutions.
• Supporting high-profile clients such as entrepreneurs, sports personalities, investors, and hedge fund managers.